0% intro APR1 on purchases and balance transfers2 for 18 billing cycles. After that a variable APR, currently 16.24% - 25.24%.
Plus, no annual fee.
Calculate your potential points
Share card
for the purchasing power you need and the flexibility you deserve.
Low intro APR
when you transfer balances from higher rate credit cards.
Save on interest
with free employee cards.
Easily manage spend
Take control of your card spend with – a game-changing platform for monitoring and managing business expenses.
U.S. Bank Spend Management
Set up customizable spending rules for your employees, giving you control of where, when and how their cards are used.
Employee card controls
Help protect your business from unauthorized purchases with zero fraud liability3, chip technology and 24/7 fraud monitoring.
Security
We have dedicated specialists available 24/7 to assist you with any questions about your account.
24/7 U.S.-based customer service
You can add your business card onto your phone and make secure, quick and convenient purchases with Apple Pay®, Google Pay™ or Samsung Pay.
Mobile payments
Best-Of Awards winner for Best 0% APR Credit Cards
WalletHub 2023
Additional benefits for your business
Awards and Accolades for Platinum
U.S. Bank Business Platinum Visa® Card
Frequently asked questions
What information will I need to provide to apply for a business credit card?
Applying for a U.S. bank business credit card is quick and easy. In addition to questions about yourself such as your name, address, date of birth, Social Security number/ITIN and personal income, you’ll be asked questions about your business. It should only take a few minutes to complete your application, but please make sure you have the following business information available before you start.
Business structure (examples; Sole-Proprietorship, Corporation, Partnership, etc.)
- Employer Identification Number (EIN)
- Legal business name
- Country business was formed in
- Year business started
- Business physical mailing address
- Business gross annual revenue
- Industry type (you’ll select from a key-word search list)
Co-owners – Also known as beneficial owners, these are individuals other than potentially yourself who have at least 25% controlling and/or financial interest in the business. We use this information to verify their identity, but it will not affect their credit.
- Name
- Address
- Date of Birth
- Social Security Number/ITIN
Employee cards – You may be given the option on your application to request cards for additional employees by providing the following information for each. We use this information to verify their identity, but it will not affect their credit. You can also easily add or remove employee cards later if you are approved for a business card.
- Name
- Date of birth
- Social Security Number/ITIN
- Anticipated monthly spend on the card
Is the U.S. Bank Business Platinum card good for financing a large purchase?
The U.S. Bank Business Platinum card typically offers our best and longest introductory APR offer on purchases.
Does the U.S. Bank Business Platinum credit card have an annual fee?
There is no annual fee on the U.S. Bank Business Platinum card, and no fee for additional employee credit cards.
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555-555-5555
john.kurkin@usbank.com
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