P-CashVisaSignature

In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.

With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.

You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.

You can get your cash back rewards at any time online through the Rewards Center.

Log in and select your U.S. Bank Cash+ account. Locate your Cash+ account on the Dashboard and click on “View Rewards”. On the Rewards & Benefits page, click on “Redeem Rewards”, and you will then be directed to the Rewards Center where you can redeem your rewards. Or, call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.

You can earn 2% cash back by choosing once of the following categories each quarter: gas stations and EV charging stations, restaurants or grocery stores.

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Shopping Deals. Shopping Deals is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Shopping Deals.

Log in at usbank.com.
Under Credit Cards, choose Redeem for your Cash+ card.
Then select Shopping Deals in the Rewards Center and start shopping. 
By using the Rewards Center Shopping Deals with your U.S. Bank Cash+® Visa Signature® Credit Card, you’ll be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Shopping Deals.

Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards, a redemption method that instantly turns your purchases into rewards. You can use your mobile device to redeem cash rewards earned on your U.S. Bank Cash+® Visa Signature® Credit Card.

Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to redeem cash rewards toward that purchase. Reply ""REDEEM"" to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem.

Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See program rules for additional details.

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.

If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.