Open the door to better credit and get rewarded for your everyday spending. Start with a security deposit of $300 to $5,000.3
Plus, no annual fee.
Calculate your potential points
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on your first $2,000 in combined purchases each quarter on two categories you choose.4
5% cash back
on one everyday category you choose each quarter, like gas/EV charging stations or grocery stores (excludes discount stores/supercenters and wholesale clubs).
2% cash back
on all other eligible purchases.
1% cash back
Apply and fund online using your checking or savings account.
If approved, your credit line will be the same amount as your deposit.
Your refundable deposit is held in a secured savings account. Your card limit is the same as your deposit.3
Use your card for purchases and for paying your monthly bills.
How credit-building cards work
U.S. Bank Cash+® Secured Visa® Card
Frequently asked questions
What credit score is needed to apply for the Cash+ Secured credit card?
U.S. Bank credit score requirements vary by product. The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.
How will you use my security deposit?
Your refundable deposit is held in a secured U.S. Bank savings. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
How do I redeem cash back rewards on my Cash+ Secured credit card?
There are three ways to redeem your cash back:
* A statement credit to your account
* A direct deposit to your U.S. Bank checking, savings or money market account
* A U.S. Bank Rewards Card
Is there a limit on the cash back rewards I can earn?
There is no limit on the total cash back you can earn. Rewards redemption starts at $25.
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John Kurkin
555-555-5555
john.kurkin@usbank.com
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