These cash back rates can be obtained when rewards are redeemed into an eligible U.S. Bank deposit account.2
Plus, no annual fee.
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on every purchase with no caps.1
2% cash back
on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly® Savings account plus qualifying balances in a U.S. Bank Smartly® Checking and/or Safe Debit account.1
Up to an additional 2% cash back
Plus a 0% intro APR3 on purchases and balance transfers4 for the first 12 billing cycles. After that, a variable APR applies, currently 17.74% - 27.99%.
Low intro APR
Includes a 25% Smartly Earning Bonus with a qualifying balance between $10,000 to $49,999.
Earn a total of 2.5%
Includes a 50% Smartly Earning Bonus with a qualifying balance between $50,000 to $99,999.
Earn a total of 3%
Includes a 100% Smartly Earning Bonus with a qualifying balance of $100,000 or more.
Earn a total of 4%
Plus, if you have a U.S. Bank Smartly® Savings account and a qualifying balance in a U.S. Bank Smartly® Checking and/or Safe Debit account, you can earn more, on your first $10,000 in eligible Net Purchases each billing cycle.1
U.S. Bank Smartly™ Visa Signature® Card
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Earn unlimited 2% cash back on every purchase.1
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