P-AltitudeConnectVisaSignature

In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.

* 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
* 4X points on travel
* 4X points at gas stations and EV charging stations through September 8, 2024, after that 4X on your first $1,000 each quarter (excludes discount stores and wholesale clubs)
* 2X points on dining, streaming services and at grocery stores (excludes discount stores and wholesale clubs effective September 9, 2024)
* 1X point on all other eligible purchases. ³

Cardmembers can redeem points for travel, gift cards, merchandise, live events, charity, cash back and more.

Redeeming points is quick and easy. Choose any of the following:

- Visit the Rewards Center found in online banking at usbank.com.
- Log in to the U.S. Bank Mobile App, select your Altitude Connect account and choose Redeem or View my rewards.
- Call the 24-hour Rewards Center at 888-229-8864.

Points never expire on your Altitude Connect Card.

If your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death), you may not redeem and will lose all your Points.

Yes. Your Altitude Connect Card is eligible to use at Shopping Deals. Shopping Deals is the easiest way to earn additional points while shopping online at over 1,100 stores using your credit card.

Once enrolled:

- Log in at usbank.com.
- Select Shopping Deals in the Rewards Center and start shopping.
By using Shopping Deals on your Altitude Connect Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Shopping Deals site.

Yes. Your Altitude Connect Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.

Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.

If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.