Plus, $0 introductory annual fee for the first year, after that $95/year.
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on your first $1,500 in combined eligible purchases each quarter with two retailers you choose.3
6% cash back
on your first $1,500 in eligible purchases on your choice of one everyday category.
3% cash back
on all other eligible purchases.
1.5% cash back
Earn 5.5% cash back on hotel and car reservations booked directly in the Travel Center when using your card.3
Rewards on prepaid travel
Get your cash back as a statement credit, a rewards card, merchant gift cards or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.2
Flexible redemption
Additional benefits
U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Frequently asked questions
What credit score is needed to qualify for the U.S. Bank Shopper Cash Rewards® Visa Signature® Card?
In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.
How does the U.S. Bank Shopper Cash Rewards® Visa Signature® Card work?
With the Shopper Cash Rewards® Card, you can earn up to 6% cash back from your choice of two out of 24 of the country’s top retailers. Earn up to 3% on your choice at either gas and EV charging stations, wholesale clubs, or bills and home utilities, and 1.5% cash back on other eligible purchases.
How do I redeem cash back rewards on my U.S. Bank Shopper Cash Rewards® Card?
You can redeem your cash back rewards at any time online through the Rewards Center.
Log in and select your Shopper Cash Rewards® Card. Then select Redeem. Or, call the Cardmember Services number on the back of your U.S. Bank credit card.
Is my U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card eligible for Shopping Deals?
Yes. Your U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card is eligible to use at the Rewards Center Shopping Deals. Shopping Deals is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your Shopper Cash Rewards® Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Shopping Deals.
How do I use the Shopping Deals on my U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card?
* Log in at usbank.com.
* Under Credit Cards, choose Redeem for your Shopper Cash card.
* Then select Shopping Deals in the Rewards Center and start shopping.
By using the Rewards Center Shopping Deals with your U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card, you’ll be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Shopping Deals.
Is my U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card eligible for Real-Time Rewards?
Yes. Your U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card is eligible for Real Time Rewards, a redemption method that instantly turns your purchases into rewards. You can use your mobile device to redeem cash rewards earned on your Shopper Cash Rewards® Card.
How do I use Real-Time Rewards on my U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card?
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Shopper Cash Rewards® Visa Signature® Credit Card. You’ll receive a text with the option to redeem cash rewards toward that purchase. Reply ""REDEEM"" to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem.
Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See program rules for additional details.
What is U.S. Bank ExtendPay®?
U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.
How will I know if I am eligible for a U.S. Bank ExtendPay® Plan?
If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account activity.
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